Jumio, a mobile payment and identity verification company, has released a report titled “The Fraudster’s Handbook.” For the report, Jumio collaborated with reformed former fraudsters as well as professional criminologists and law enforcement officials.
According to fortunegreece, these are the most common ways in which personal data is stolen.
1. Setting up fake Wi-Fi networks
The hacker simply sets up a separate Wi-Fi network with the same name as the real network, and the user mistakenly logs into the fake one. Then, using malware, the hacker gains access to the user's computer and steals email and bank account information. From that point on, forget about the privacy of your data.
2. Census Feigning
Some scammers go to homes and pretend to be taking an inventory and collecting information. They ask for your name, address, date of birth, or email address. If you seem particularly gullible, they may ask for additional information.
One former scammer mentioned in the Jumio report confessed to targeting homes with expensive cars parked outside. Others called their victims to ask for personal information to “verify a purchase” or “confirm an account number.”.
3. Research on social media profiles
Phishers identify profiles with public information and send targeted offers—like an invitation to a favorite restaurant or a deal from a retailer the user recently visited. If they're lucky, the victim will be convinced to provide bank account information or a credit card number.
4. Fake discount ads
A phishing scammer might pretend to be calling from a local business and offer you a discount on your next purchase. They then say that to get the discount, you need to make a small payment and provide personal information. If you do, you’ve told them everything they wanted to know – and you’ve lost your money.
5. Purchase of customer banking data
There is a "black" market for personal data where hackers sell credit card details to other criminals for $100 or $200, Jumio reports.
Credit card numbers often flood the market after major cyber breaches of personal data from large businesses and banks. Buyers of this data use tactics to identify credit cards with the highest credit limits or largest balances – often looking for specific account numbers that indicate the account was created many years ago, as older customers are more likely to have higher credit limits.
News section defencenet.gr
Source: defencenet.gr
