Apple continues to charge for access to popular platforms built around the iPhone, including in Brazil. Apple charges for access to the iPhone's NFC for payments. The Economic Defense Council (CADE) in Brazil has taken Apple to task over antitrust allegations involving the App Store.
See also: New guide defines the future of NFC on the iPhone

The result has been the introduction of alternative app stores and third-party payment methods in Brazil, but now Apple’s rules on NFC are under question. According to a report from O Globo, first shared by 9to5Mac, Apple says that third parties like banks and payment service providers want “free access” to Apple’s proprietary technologies. In this case, Apple is referring to the NFC payments platform offered by the iPhone.
NFC (Near Field Communication) technology enables short-range wireless communication between devices and has become a key component of contactless payments on mobile phones. Apple has integrated this technology into iPhones, allowing users to make payments through the Apple Pay app. However, Apple has restricted access to the NFC chip, allowing only its own apps to fully utilize it.
See also: Switzerland investigates Apple Pay for NFC access

This has sparked backlash from banks and other payment service providers who want to offer their own NFC payment solutions to iPhone users. Critics argue that Apple's policy limits competition and stifles innovation in the mobile payments market.
Apple, for its part, argues that limited access to the NFC chip is necessary for the security and protection of users. The company claims that controlled access ensures that payments via Apple Pay are safe and protected from malicious attacks. In addition, Apple points out that it has invested significantly in the development of NFC technology and its infrastructure and therefore has the right to charge for access to it.
Regulators in Brazil are now looking into whether Apple's policy violates competition rules and whether changes should be imposed. The decision could have significant implications not only for Apple but also for other tech companies that control access to key technologies.
See also: Malicious Android apps exploit NFC to steal banking credentials

The case comes at a time of heightened scrutiny of big tech companies by regulators around the world, who are examining their practices for possible antitrust violations. The outcome of the case in Brazil could set a precedent for similar cases in other countries.
